Funding & Costs
Who pays for care — the state, your mutuelle, and you.
Lead entryWho Pays for a Doctor's Visit in France
A €30 consultation, settled three ways — by the state, your mutuelle, and you.
The Mutuelle: France's Second Layer of Cover
Why almost everyone carries top-up insurance, and what it actually pays for.
Third-Party Payment: Why You Sometimes Pay Nothing Upfront
Tiers payant removes the advance — a small change with a long, contested history.
What the State Actually Covers — and What It Doesn't
The 70% rule, the flat fees, and the everyday costs that fall outside it.
Quick answers
The short versionsThe Mutuelle: France's Second Layer of Cover
Why almost everyone carries top-up insurance, and what it actually pays for.
Read the entry →Third-Party Payment: Why You Sometimes Pay Nothing Upfront
Tiers payant removes the advance — a small change with a long, contested history.
Read the entry →What the State Actually Covers — and What It Doesn't
The 70% rule, the flat fees, and the everyday costs that fall outside it.
Read the entry →